![]() ![]() If you’ve got money left over, that’s awesome! Put it toward your current Baby Step (the proven, guided path to saving, paying off debt, and building wealth). Extras (entertainment, restaurants, etc.)ģ.Other essentials (insurance, debt, childcare, etc.).Four Walls (food, utilities, shelter/housing and transportation).Time to plan for everything you’re paying for this month. List the lowest amount as this month’s planned income. Got an irregular income? Just look back at what you’ve made the last few months. ![]() This is how much money you have to work with this month! (Don’t forget any extras like that side hustle!) Add that all up. List out each paycheck coming this month. So, it actually gives you permission to spend!Īnd here’s how you go about setting up a budget: It’s a guide you set up to make sure your money does what you tell it to do. Has anyone ever told you a budget is too limiting? The truth is, a budget doesn’t control you-you control it.
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